Lead Data Scientist, Risk Analytics

Company: Extend
Location: Myrtle Point
Posted on: March 16, 2023

Job Description:

About Extend: Extend is modernizing the $100 billion-per-year protection plan industry using cutting-edge technology and top-notch customer service. Our technology-forward omnichannel and API-first solution allows any merchant to offer protection plans, both online and in store, while also providing a merchant's end customers with a vastly improved and modern support experience that eliminates many of the issues customers face today with legacy underwriters. More recently, Extend also launched a shipping protection solution, covering consumers in the case of lost, damaged or stolen packages. This is further expanding the company's addressable market and value creation for merchants. We are a venture-backed startup in downtown San Francisco led by founders who have previously had multiple successful exits. Extend simplifies the technology stack for the product and shipping protection industries. About the Role: You will be part of Extend's Risk Analytics team with ownership of actuarial pricing, risk monitoring, and management of the loss ratio. You will have the opportunity to help scale the organization. What You'll Be Doing: * Guide premium pricing strategy across the organization through rating plans, predictive modeling, and underwriting rules. * Partner with the Programs and Pricing teams to develop appropriate premiums for new coverages and product categories. * Collaborate with cross-functional teams to maintain a healthy loss ratio through premium changes, underwriting process and claims initiatives. * Take ownership of data architecture for Risk Analytics. Work closely with Data Engineering to make optimal use of available tools (DBT, Snowflake, JIRA, Github, etc). * Lead monitoring of underwriting results through development and presentation of analytics and business intelligence tools. * Provide full visibility of loss ratio monitoring to senior leadership. * Support measurement of unit economics to feed strong business decisions. What We're Looking For: * A curious, entrepreneurial data scientist with plenty of grit, analytical prowess, creative thinking, and initiative * Bachelor's degree from a relevant major, Master's degree is a plus. * 5+ years of work experience as a data scientist, 2+ years of experience with insurance pricing * Ability to communicate/present across the organization, especially to teams with less data & analytics experience * Expertise with SQL and Python (or R) * Empathy and humility Estimated Pay Range: $120,000 - $140,000 per year salaried* Life at Extend: * Working with a great team from diverse backgrounds in a collaborative and supportive environment. * Competitive salary based on experience, with full medical and dental & vision benefits. * Stock in an early-stage startup growing quickly. * Very generous, flexible paid time off policy. * 401(k) with Financial Guidance from Morgan Stanley. * Remote-Friendly

Keywords: Extend, Medford , Lead Data Scientist, Risk Analytics, Other , Myrtle Point, Oregon