Commercial Relationship Manager
Company: Oregon Pacific Bank
Location: Medford
Posted on: March 21, 2023
|
|
Job Description:
Oregon Pacific BankOregon Pacific Bank is an Equal Opportunity
Employer and does not discriminate on the basis of race, color,
sex, sexual orientation, gender identity, age, religion, national
origin, physical or mental disability, or veteran's status. Full
Time Sales Medford, OR, US Oregon Pacific Bank is looking for a
Commercial Relationship Manager in our Medford Branch to develop
and maintain relationships with Oregon business professionals with
an emphasis on lending. The ideal candidate has considerable
experience in commercial lending and is skilled at prospecting
commercial and business loan opportunities. If this sounds
intriguing, we invite you to visit www.OPBC.com and discover why
OPC has been named one of the 100 Best Companies to work for in
Oregon for several years running. We attribute that success by
consistently scoring high marks for workplace satisfaction,
leadership, work environment, career development, and generous
benefits programs\u0026mdash;such as comprehensive medical, dental,
and vision plans, long term disability, and life insurance plans
for employees and dependents with very little or no cost to
employees. Other benefits include matching 401K, Flexible Spending
Accounts, fitness club membership, and of course, well-considered
paid vacation and sick leave.JOB
SPECIFICATIONSEducation\u0026mdash;bachelor's degree in business,
Finance, or related areaExperience\u0026mdash;Typically requires 10
or more years of prior commercial lending experience, strong credit
and analytical skills and knowledge of Bank services ESSENTIAL
FUNCTIONSDevelop new business by contacting prospects and clients
in order to meet loan growth and profitability goalsInterview loan
applicants and collect and analyze financial and related data to
determine the general creditworthiness of the prospect and the
merits of the specific loan requestEstablish and negotiate where
necessary the terms under which credit will be extended, including
the costs, repayment method and schedule, and collateral
requirementsCollect and analyze information that reflects the
current creditworthiness of clients and the current merits of
existing loans. Information may be obtained by direct inspection of
the applicant's business and/or collateral, review of interim
financial reports and personal interviewAbility to analyze highly
complex credit requests that may include: commercial real estate,
asset-based lending, commercial lending and general lending to
business and professional clientsResponsible for timely submission
of all financial data to the Credit AnalystEnsure timely and
thorough monitoring of all credits through periodic reviews,
continual analysis and proper documentationManage existing loans.
Monitor loan repayment activities and take necessary action to
collect from past due accounts (except special assets). Report on
classified loans to the Chief Credit Officer periodicallyRemedy
deficiencies when appropriate Advise clients, where possible, on
business management and financial mattersMeet loan growth and
profitability goals. Develop new business by contacting prospects,
clients and customersCross-sell Bank services to other departments
as well as OPB Trust and OPWMUndertake special projects relating to
departmental servicesParticipate in community affairs to increase
the bank's visibility and to enhance new business
opportunitiesConduct business and work relationships in a
consistently ethical, professional, and courteous manner Be
knowledgeable of bank compliance rules and adhere to Federal and
State banking regulations relating to this positionFollow all Bank
compliance policies and procedures relating to this position Be
knowledgeable of bank compliance rules and adhere to Federal and
State banking regulations relating to this positionFollow all Bank
compliance policies and procedures relating to this positionOther
duties as assigned to meet client and operational
needsRELATIONSHIPS:Responsible to the Medford Team Leader for the
fulfillment of functions and responsibilities.Will have extensive
contact with clients and the public, conducting relationships in a
manner that will enhance the overall marketing effort of the
Bank.Required to collaborate, cooperate, and communicate with
supervisor, co-workers, clients and customers.WORK CONTEXT: Ability
to concentrate and focus on essential functions in appropriate
priority order is required.Requires being punctual, dependable,
detail oriented and responsible for work outcomes and results.
Requires sitting for long periods and traveling to other
departments and locations, as needed. Requires contact with others
by telephone conversations, use of electronic mail, and
face-to-face discussions. Requires completion of assigned on-line
training courses with a passing percentage. Professional
environment requiring appropriate professional demeanor and attire.
Work is performed indoors in environmentally controlled
conditions.Ability to lift up to 30 lbs. if necessarySKILLS:Solid
knowledge of banking regulations, compliance issues and Bank
policiesFamiliarity and experience with a variety of financial
institution concepts, practices and proceduresSolid understanding
of Generally Accepted Accounting Principles and Tax
AccountingUnderstanding of complex commercial and consumer lending
terms and documentationExcellent and effective written and verbal
communication skillsCompetency in providing exemplary
internal/external client and customer services in a professional
manner and with tact and diplomacyAbility to be detail oriented
with good problem-solving skillsAbility to tolerate high levels of
stressAbility to work with others in a cooperative manner that
supports a team environmentAbility to lift up to 30 lbs. if
necessaryAbility to work hours required to fulfill job
expectationsCORE BEHAVIORS for DELIVERING ON THE PROMISE:Be
Genuine. Conduct yourself in a consistent, honest and compassionate
manner at all times.Work Ethic. Be willing to go the extra mile for
the client, whether internal or external.Influence. Be an active
player in participating, building and contributing to
service.Continuous Learning. Commit to gaining knowledge, skills
and experience on an ongoing basis in order to better serve the
client, increase personal satisfaction and improve the Bank.Team
Play. We win together. Individuality is encouraged to advance and
enrich the work of the team.Problem Solving. Being creative,
problem-solving mentality to every situation. See alternative, take
initiative and assume responsibility for your
actions.Communication. Keep other informed and up-to-date. Actively
listen and learn from each other. Have a Sense of Community. We
firmly believe that we're only as strong as the communities we
serve. Your involvement is an important part of who we are. Oregon
Pacific Bank is an Equal Opportunity Employer and does not
discriminate on the basis of race, color, sex, sexual orientation,
gender identity, age, religion, national origin, physical or mental
disability, or veteran's status.PI208443742
Keywords: Oregon Pacific Bank, Medford , Commercial Relationship Manager, Executive , Medford, Oregon
Click
here to apply!
|